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Monday, November 24, 2025

Repair of wheel drive motor of Komatsu PC 30 bought from Yam Japan (not even 1 month warranty?) Avoid these suppliers!!!




---------- Forwarded message ---------
From: Jorge Saguinsin <jorge@holygardens.ph>
Date: Mon, Nov 24, 2025 at 11:46 AM
Subject: Repair of wheel drive of Komatsu PC 30
To: Holy Angels Morong <admin@holyangels.ph>, Madel Holy Gardens <mrss@holygardens.ph>


This all escaped our attention.  We were all there:  Ego,  Armi on firs trip (your group selected this unit) and on the second trip:     Leandro, Luis and Roberto.   INdeed this is a huge tuition

Initial estimate showed the expenses shall be:

     For one side:

    3 hydraulic hoses at P5K each          15,000
    6 brass fittings @ 3K each                 18,000
    Oil 68                                                   3,100

      ST                                                    36,100

    Left side                                             33,000

                                 Total                      69,100

*   Excludes labor   (ordinary removal and install)

Let us make this excavator restart and earn PHP for us. 

One of the things is repair costs:   the mechanic charged us P5K for installing two hoses.    The hose seller said they could reinstall for us (free?) 

 

So that we can reduce labor.   Each one of labor  cost us roughly  P200,000 quite a drain on resources.
Let us follow rules on personnel requisition and appointment as a control    !!!!

Will Nadeem ask Yam to pay for this under warranty?   Do we have a warranty or as is where is?  IS THIS THE NEW CALLING CARD OF YAM FOR OUR FRIENDS

Were we scammed?     Or we avoid dealing with these Central Asians for HE all together.  Shall we go for China

Wednesday, November 19, 2025

Paul Getter posts and ideas seen at FB








These are some of his post at FB and we can learn a thing or two from him.  The theme is just being unusual, thinking out of the box, or a purple cow.
It is the focus of most strategist.   Do nothing exotic about your business model.  Just make an outstanding unique product or ad, to be the  most preferred and saleable 
product in the market place

And profiting from you mistakes

1.  THE BAD PEN  (a recurring theme in his writings)

      A bad pen in the batch can be your best teacher.   It teaches you to make a better product.    It can be your free consultant to improve your product and hence your company

2.  The MISSING KEY

     One day, Andrew Carnegie the steel business magnate found out that they could not start the factory because they could not find the KEY  to the warehouse Then Andrew c ordered the
     unthinkable -  destroy and stop having a lock from thereon.   What was the lock and key for -  to prevent the 1% possibility of theft.  What then was the solution:    better system, better
     process to stop the theft .   The key could not be a bottleneck for running a multimillion project.   There has to be a better way.  How many times do we find bottlenecks in the business
     that should not be there and stop the business.  Find and remove them

3.  The spotlight switch

     This is about the concert of Bayonce that experienced a brown out.  The team of Bayonce was prepared and anticipated this.    And the concert was a success.  And a PR was created:
     to highlight the  team of Bayonce -   " Bayonce concert proceeded despite brown out"   A great team, a great singer   Turn a misfortune a disadvantage into a uniqueness, a shining moment, a 
     stand out

4.   The empty table 

       The story is about Steve Jobs returning to Apple.   Apple was on verge of collapse and bankruptcy  after he was fired and other CEOs took over including Sculley, whom he recruited from
       Pepsi Cola but fired him   Steve looked at the list of the plethora of products  And initially Steve Jobs said nothing.  But he cleared the table -  removed the other non performing products and
       left just four.   More products line:    1.   Create confusion and chaos    2   Dissipate resources and management thinking and energy.  3.   Destroys focus.

      Application in marketing;    the first 5 seconds is important.  If it cant be explained in 5 seconds, then you cant sell it.      If the ad cant stop the eye of the scroller in 5 seconds it cant sell.  

      Empty table enables focus, focus, focus

     The successful billionaires are those who focus on one industry or product.   Or activity.   Conglomerates

       are long gone  So who are most successful:   Warren Buffett Bill Gates, Mark Zuckerberg for               staying focussed.   Most successful ads are 7 words, some say it is 15 words.  Too many tend to               confuse

     Again same thing:   from nothing to nothing.  (Pay Pal  -   Peter Thiel)


5.  Inside out

     This is reverse thinking, this is about stand out.    This is about clothing     Abercombie fitch  Other clothing focussed on things that are visible -  outside.   Fitch focussed on logos and
      graphics in the inside.   They built identity inside and out.    The bigger the logos sign the bigger the sales.   Sales fettered out when they changed the strategy.  

     So the product must be presented what it does inside -  the body, the label, not what it does outside   It is one approach.

6   Lost luggage

     Thsi happened to Southwest, Herb Gallagher airline  One time it kep losing luggage.   It could not  afford that bad pr bad customer service.   So Herb athered its ground crew and staff and conferred
      on how to address this issue and they were able to solve this at a minimal cost.  From pure team work and cooperation.

    ( A negative into a positive)

7.   From missed call bug to an opportunity.

     There was a bug that existed in a Motorola phone model.  There was a buzzing sound in case there was a missed call  It was a bug.  Motorola did not solve this and use this bug aa a distinguishing
      feature.   Turning a glitch, a bug into an advantage

      (disadvantage into advantage)

8.   Less talk, less mistake, less talk more of mystery

      This was entitled 11th KFC herb in the original post.    As in Coca Cola x   The secret formula.   Secret missing words created intrigue and mystery in the product and makes the customer
      interested.   (Maybe the rationale behind Lazada mystery box)

     Dont tell all.  Leave something for imagination as in a strip tease show.   Tease the imagination, the customer wants, and needs

9.  Take ownership blames for bad product or service

     Own it apologize dont hide or cover up.  Customers hate lies and cover ups.     Call for press con, Admit, be willing to recompense.

10   First hire -  hiring for the future

      Most hire for now.  But Amazon in 1994 hired for the future  For today in the person of Shel Kaphan.   So hire for the potential:   skill and leadership which will lead the company into the next decade.               Your latest recruit holds the key to your future   The destiny of your company lies in the hands of your latest recruit

11.  Time is gold, time is precious, work on it in your business

      Mark Z of Meta (FB) noticed that the magic time for the site to appear at the phone or computer is 3 seconds  When it exceeds 3 seconds usage drop.   Sam Walton convinced his board to invest
     in satellite technology so that the Credit Card loads up in 45 seconds.   This saves long quues and means say 500 customers more per day processed and multply this to 30,000 stores say $100 more              sales means more revenue for the business

    Its not only a legal obligation to serve your customers fast  (under anti Red tape act), it is wise and sound business practice. as this example has shown

12.  Make waiting time valuable (converting this into marketing tool/weapon)

      Waiting increases customer annoyance and can generate bad rap for your business

     Thus transform waiting time to increase customer connection:

    1.  In the CR put picture frames and or ads at the cubicle or at wash rooms (being practice by Alamaris)
    2, Put mirrors and ads at elevator
    3.  Send gifts or notification to keep customers for delay in docs or other deliveries.    Thus funeral packs and other freebies while waiting for interment
    4.  Merienda in office if the processing is taking a while or conversing with the customers

13.  Selling benefits, solution to pain or highlighting gain, instead of a product

      Rolex used to sell time, now it is momentous events like victories;
      We used to sell plots, now its honoring memories. 
     Subdivision developers used to sell house and lot now its lifestyle
     Resto used to sell food -  now its healthy living.      (As is for the foodstuff of student who was diabetic, and sold a keto diet combos for diabetics and is doing fine)

14.  Smudges in products and packaging:

      Ones products sold better on wrong printing of paper bags
      Coca Cola smudges on its ads made the ad a standout and sold more
      Starbucks write the name of the customer on the paper cups

15.  Selling fantasy and the future

      Thus many companies sell fantasy and the future in:

     1  Games, 
     2.  Theme parks
     3. Movies
     4.  Toys

     We love juwento and stories.  That is why movies and TV are favs.  And they help sell products

     Many go into drugs to experience out of the world experience
      

     

Tuesday, November 11, 2025

Process: Guidelines for excavator acquisItion and maintenance

Providing outstanding amazing values through process clarity and improvement 




To:    All

Subject:  Mechanizing the interment (digging operations)

Goal:

     1.  To increase the number of interments annually gain more is revenues
     2.  To be less dependent on labor who continuously jack up their prices
     3.  To remove limit on our ability to accept interments
     4.  To make digging faster and more efficient

Background:

     1.  We had spat with diggers in HAMP and who imperilled our interments
     2.  A subcontractor in HGGMP said its leaving the interment operations
     3  Our HGGMP contractor did not make an offer on use of excavators in interment
     4.  We observed watching a PC 40 in operations that it takes 30 minutes to do the job
     5.  We actually have initiated steps to acquire the equipment; we asked HGGMP and HAMP to write a Letter of Intent interest which they have not done

Options:  

    1.  Do nothing and be left by the rest of the world by 20 years
    2.  Get on with this;  buy new or second hand  new would be $60 - 80,000 usd.   The recondition costs P930,000 + P70,000 =  P1,000,000 the PC 40 P800,000 with breaker or 70% less
    3.   Wait and canvass more.  But we saw that the units seen were good and seemed durable

WHAT;   Acquisition of Excavator and mini DUMP  for HAMP and HGGMP interment operations
                                                                                                Output
                                              Tasks             Who                                                    Key Points
Feasibility                1,   Study costs        PO  MD                                      1.   20 interments a month
                                      Volume                                                                   2,   P2,400 -  P3000 digging costs
                                                                                                                              difficulty with labor
                                                                                                                     3,    HE not more than 1million acquisition

                              2. Prepare project study                          PDCA
                                  GROW or pdca format                         Letter of intent 
                                                                                               SBU


Acquisition          1,  Canvass                PO   md                                       1.   ROI of at least 20%
                                      BN Recon                                                               2.  Pay back in 3 years
                                                                                                                     3.  Get good used, low hours at Lubao,                                                                                                                               SBMA
                                                                                                                    4.   Beware of made from China by ABROZ

                               2.  Select best             PO Board                                  1.  Must last 5 years at least
                                    Price and quality                                                      2.  Trouble free in first 3 years

                              3.  Manpower readiness    Sbu            CV application   1.  At least 3:    on call, you staff, office                        staff or other kakilala for operators and driver
                                                                                           letter
                               4  Purchase

                              Reservation agreement    LO                MD                  1.  Within 30 days
                                 for 30 days  P50,000                                                  2  DOCs:   BIR  Paperworks:   DTI, SEC,  Mayors permit,     PN, Loan Agreement, Chattel Mortgage,PN
                                                                                                                        Credit Memo,    
                            Secure DP      30%            CMO             MD                  3.  Ma:   purchase price x 70% x 1.36/36
                            Secure MLII financing  70%   LO

                           4.  Delivery of docs:                                 LO, CMO         1   Within 30 days, 
                                                                                                                    2    Secure docs under lock and key with back up
                               1.  To owner sbu
                               2.  To MLII

                              3. Insure mv

                          5.  Safety and security of eqpt                                  1.  May bubong
                                                                                                            2.  Kasama sa roving ng sg


Operations         

                          1. An interment generates job order                        1.  Specifies block lot number (prior may muhon)    

                          2.  Office staff CSS or GT locates the site               2.  Locator ust be adept in location trianggulation (2,3, 4 formula) or right angel ruler

                          3. Operator driver readies warms up                      1.  Follows blowbagets   2  Fills up log book
                              truck and excavator                                                         Variable rate:    P100.00 for excavation P50.00 for driving 10 -20 meters

                                                                                                     just one  helper to clean up the excavator droppings

                                                                                                    only two max staff with excavator operations to 
                                                                                                    achieve savings

                                                                                                    each staff, daily or monthly costs us P250,000 yearly

                         4.   Operator digs and puts soil up to 2.5 cu m               1.  Dumps this 2.5 cu meter to our dumping                                ground, 2.5 cu meter remains for redumping
                                                                                                                      during interment


Maintenance    1.  Purchase or fabricate:

                             ramp for truck for loading from Morong to HMMG
                             rubber mats or steel matting for track by excavator
                            (although may rubber shoe)

                        2.  Purchase a high pressure hose system for regular      5s  tpm
                             excavator cleaning

                        3.  Blowbagets daily before use.   check after use

                        3.  Change oil check oil 68 leve                                        Every 250 hours, lagyan ng additive

                        4  Check up by mechanic yearly                                     Yearly


             Operating a mini excavator  

                You tube tips on operating a mni excavator

                Advanced excavator training

               Loading unloading excavator on mini dump truck

               Loading transporting mini excavator


 The contents are property of the author and shall not be used without written consent

Mechanizing the interment operations



---------- Forwarded message ---------
From: Jorge Saguinsin <jorge@holygardens.ph>
Date: Tue, Nov 11, 2025 at 10:25 AM
Subject: Mechanizing the interment operations
To: Holy Angels Morong <admin@holyangels.ph>, Luis Sanchez <llsanchezjr@gmail.com>, Dada RS <dadareysa@gmail.com>, HG Greenhills Calamba <calamba@holygardens.ph>


To:    All

Subject:  Mechanizing the interment (digging operations)

Goal:

     1.  To increase the number of interments annually gain more is revenues
     2.  To be less dependent on labor who continuously jack up their prices
     3.  To remove limit on our ability to accept interments
     4.  To make digging faster and more efficient

Background:

     1.  We had spat with diggers in HAMP and who imperilled our interments
     2.  A subcontractor in HGGMP said its leaving the interment operations
     3  Our HGGMP contractor did not make an offer on use of excavators in interment
     4.  We observed watching a PC 40 in operations that it takes 30 minutes to do the job
     5.  We actually have initiated steps to acquire the equipment; we asked HGGMP and HAMP to write a Letter of Intent interest which they have not done

Options:  

    1.  Do nothing and be left by the rest of the world by 20 years
    2.  Get on with this;  buy new or second hand  new would be $60 - 80,000 usd.   The recondition costs P930,000 + P70,000 =  P1,000,000 the PC 40 P800,000 with breaker or 70% less
    3.   Wait and canvass more.  But we saw that the units seen were good and seemed durable

WHAT;   Acquisition of Excavator and mini DUMP  for HAMP and HGGMP interment operations
                                                                                                Output
                                              Tasks             Who                                                    Key Points
Feasibility                1,   Study costs            PO  MD                                      1.   20 interments a month
                                      Volume                                                                      2,   P2,400 -  P3000 digging costs
                                                                                                                              difficulty with labor
                                                                                                                       3,    HE not more than 1m

                              2. Prepare project study                          PDCA
                                  GROW or pdca format                         Letter of intent 
                                                                                               SBU


Acquisition               1,  Canvass                PO   md                                     1.   ROI of at least 20%
                                      BN Recon                                                               2.  Pay back in 3 years

                               2.  Select best             PO Board                                  1.  Must last 5 years at least
                                    Price and quality                                                      2.  Trouble free in first 3 years

                              3.  Manpower readiness    Sbu            CV application   1.  At least 3:    on call, you staff, office staff or other kakilala for operators and driver
                                                                                           letter
                               4  Purchase

                              Reservation agreement    LO                MD                  1.  Within 30 days
                                 for 30 days  P50,000                                                  2  DOCs:   BIR  Paperworks:   DTI, SEC,  Mayors permit,     PN, Loan Agreement, Chateel Mortgage, PN
                                                                                                                        Credit Memo,    
                            Secure DP      30%            CMO             MD
                            Secure MLII financing  70%   LO

                           4.  Delivery of docs:                                 LO, CMO         1   Within 30 days, 
                                                                                                                    2    Secure docs under lock and key with back up
                               1.  To owner sbu
                               2.  To MLII

                              3. Insure mv

                              4.  Safety and security of eqpt                                        1.  May bubong
                                                                                                                      2.  Kasama sa roving ng sg


Operations         

                          1. An interment generates job order                              1.  Specifies block lot number (prior may muhon)    

                          2.  Office staff CSS or GT locates the site                      2.  Locator ust be adept in location trianggulation (2,3, 4 formula) or right angel ruler

                          3. Operator driver readies warms up                              1.  Follows blowbagets   2  Fills up log book
                              truck and excavator                                                         Variable rate:    P100.00 for                                                                                                                         excavation P50.00 for 
                                                                                                                    driving 10 -20 meters

                                                                                                                     just one  helper to clean up the excavator droppings

                                                                                                                     only two max staff with                                                                                                                                excavator operations to
                                                                                                                   achieve savings

                         4.   Operator digs and puts soil up to 2.5 cu m               1.  Dumps this 2.5 cu meter to                                   our dumping ground, 2.5 cu meter 
                             remains for redumping
                                                                                                                      during interment


Maintenance    1.  Purchase or fabricate:

                             ramp for truck for loading from Morong to HMMG
                             rubber mats or steel matting for track by excavator
                            (although may rubber shoe)

                        2.  Purchase a high pressure hose system for regular      5s  tpm
                             excavator cleaning

                        3.  Change oil check oil 68 eve                                        Every 250 hours, lagyan ng                                                                                                                            additive

                       4  Check up by mechanic yearly                                     Yearly

Oversight noted: sales policies recognition of sales payment of commission

Objective:

    1.  To reduce expenses on marketing;   office sales should be treated as office sales
    2.  To return to normalcy sales operations
    3.  To enforce compliance
    4.  To build a strong compliant team






Reality:

1.  Some offices do not report office sales.
2.  Upon audit:    it was revealed:

    1.  Appointment slips were blanks
    2  Some reported sales did not have:

       1.  Proof of payment
       2.  Some sold on no dp but with discount
       3.  On successive days a sbu has varying report on office and agent sales
       4.  Non conformity on recognition of sales

3.  We are angry over  the alleged corruption in govt.

4.  Corruption is not tongpats or malverstion but NON CONFORMANCE TO PROCESS (admin process code in govt).   It seemed there is plenty of oversight:

     1.  Due to poor training
     2   Lack of guidance and supervision
     3.  Lax supervision
     4.  None has been sent to jail like sbus in the south which involved falsification and
          outright theft

    FROM RECENT reports and bubuwit at GC;  a lot of illegal activities are happening especially  #1 and no 2

What to do next

CLARIFY PROCEDURES AND STRICT ENFORCEMENT OF THE FOLLOWING

    1.   Sales policies
    2.   Abstract submission
    3.  Others observance of internal control:   printed co, deed of sale numbered forms, central control


   1.   Sales policies

       1.   Sales is recognized as such upon satisfaction of following tasks/acitivites:

            1.  Full dp
            2.  Execution of OTP or PPA
            3.   Issuance of OR based on
            4.  Proof of payment:   deposit slip or bank statement
            5.  Set up of CSS and accounting files:

                1.  Ledger
                2.  Customer record
                3.  PPA on file duly  noted by the most senior employee


            1.  Registered as prospect;   pre registered
            2.  My appointment slip duly filled up:   counter check with SG
            3.  Proof of sale as in 1.1
            4.  In conformity with approved marketing plan especially during promo period

    2,  Process for treasury operations on sale:

          1.  All payments must be issued or, AR (for those without LTS)
          2  Distribution of OR:

            White -  Orig customers
            Blue  -  stub
            Pink  -  abstract file for HO submission

          IT HAS BEEN NOTED THAT SOME SBU DO NOT ADHERE VIOLATE THIS AND MUST BE CORRECTED ASAP.    Stop telling na iyon na dinatnan at authorized ni.
         ATING IKOREK.


    2.   Abstract submission

        1.  iT HAS TO BE SUBMITTED DAILY.  Non submission is a class D offense.  UPdate now for 2025 or face the consequences.
        2  No accounting files especially for abstract.   Bringing home is illegal as per CORPORATION CODE   -   All records of the company are available at the office during working hours
            and our internal control policies prohibit the same


    3.  Others observance of internal control:   printed co, deed of sale numbered forms, central control    No printing by computer 
         It is observed in a Rizal sbu, an employee defrauded us millions for printing her own CO

    4.  Reward the DOERS PUNISH THE OFFENDER  Two  erring thieving officers are still scott free.   We will see to it that no one copies or benchmark notorious individuals.

        It has been observed that relatives of those who commit these sins see members of the family die violent deaths.   Will God welcome the offenders i heaven

Four types of employees: what TYPE ARE YOU?

Providing outstanding amazing values through process clarity and improvement

This post read an interesting publication on 4 types of employees.  What is your classification

Objectives:

   1.  To develop performers and successful invidivuals
   2.   To develop 5 ps in the enterprise
   3.  To help improve the country

Background:

   1.  5ps:    professionalism, productivity, process, profit, personal improvement
   2.  One of the greatest responsibility  of the individual is to improve himself
   3.  HANAP BUHAY means:

       1.  Paghahanap ng ikabubuhay (salary)
       2.   At kabuluhan sa buhay (meaning of life -  philosophical)
   4.  Our goal in life is find our gifts and to share it with others or seve others. 

The 4 types

2.   The SAKTO
3.   The UNLI
4.   The ZEALOT


1.  The underperformer under achiever
      Lacks energy enthusiasm and desire to accomplish job tasks during the day
      Comes in late goes home early
      In perpetual state of need of training
      Refuses to be trained or improve
      Mareklamo, refuses additional workload   "Not my job.    "
      A frequent complainer. 
      An avid reader of latest from DOLE
      Negativistic
      Looks as if everything on the job is being forced
 
2.   The SAKTO





      Tama lang, fair days work for fair days wages.   
       Only after salary like #1
       Arrives at 8:00 and leaves at 5:01 (maybe wearing the same pants brand)
       Will strictly stick to job description or absence of this and will not go after






3.   The UNLI

       A model employee
       Accepts all other assignments -  will attend to customer even if in accounting
       A man woman for others










4.   The ZEALOT

      Is energized and ambtious
      Internalizes the Vision Mission Beliefs and Principles of the company
      Is ready to defend the company vs detractors. 
      Looks at his job to learn more and step to more opportunities
      Will probably end up as manager of senior officer or better a business owner/millionaire
      Talks constantly positive things about his plac eof work and employer
      Improves himself in the job and himself everyday.  





What type are you?

If you are number 1, are you ready to move up to at least 3?
What prevents you from improving yourself and your career.
To be number 3 or 4 you have guidance:   1.  From handbook or admin plans    2.  Supervisor
3.  Role models at the net of successful people
      




 The contents are property of the author and shall not be used without written consent

Monday, November 10, 2025

Gospel for the day: John 2: 13-22 -ZEAL FOR YOUR HOUSE

Providing outstanding amazing values through process clarity and improvement 


Gospel for today: November 9, 2025

This Gospel is about Jesus Christ driving out money changers and vendors from His Father's temple






11/9/2025 (Sunday) Today’s Gospel reading: John 2:13-22

13 Since the Passover of the Jews was near, Jesus went up to Jerusalem.
14 He found in the temple area those who sold oxen, sheep, and doves, as well as the money-changers seated there.
15 He made a whip out of cords and drove them all out of the temple area, with the sheep and oxen, and spilled the coins of the money-changers and overturned their tables,
16 and to those who sold doves he said, “Take these out of here, and stop making my Father’s house a marketplace.”
17 His disciples recalled the words of Scripture,
Zeal for your house will consume me.
18 At this the Jews answered and said to him, “What sign can you show us for doing


It talks about the zeal of Jesus Christ in His Fathers temple.    

We also ask ourselves the zeal we have for the parks and their assets.   We observe lack of concern on TPM and ubrication of our equipment.    Can there be zeal for our assets.

We have to drive our distractions from our job and love of our business and respect for our superiors

 The contents are property of the author and shall not be used without written consent

Saturday, November 8, 2025

Fwd: Blowbagets and TPM Card

Kaya bang ipatupad.    May logbook din for every MV






1 note book with 3 sections:       Travel log, maintenance, repairs.   Thisi was earlier gmailed but not read probably

       1.  Travel:

             Date         Driver       Purpose          KM travelled        Odo ending       Odo Start        Fuel;   ltrs          Amount        Gas Station             Comments

              (60% of record book/notebook


      2.    Maintenance

            Date      Driver         Procedure Done                 Shop                 Materials                  Labor          Comments 

     3.    Repairs

           Date     Driver           Procedure                          Shop                Materials                  Labor             Comments


    Received only at 2:30.  Meeting with HGGMP was at 1230 to 1:30

    Hamp was not answering phone.

---------- Forwarded message ---------
From: Holy Angels Morong <admin@holyangels.ph>
Date: Fri, Nov 7, 2025 at 2:33 PM
Subject: Blowbagets and TPM Card
To: Jorge Saguinsin <jorge@holygardens.ph>


Good day!

Please see attached file for your reference

Wednesday, November 5, 2025

Re: PNL understanding, thin lot GP and why there is a need for prudent and frugal operations management



On Wed, Nov 5, 2025 at 6:59 AM Jorge Saguinsin <jorge@holygardens.ph> wrote:



 


Hi All,

This email outlines the fundamental principles of fiscal discipline and the necessity of prudent financial management and resource conservation within our business.

1. **Basic Business Formula: Sales - Cost = Gross Profit**
Our core objective is to consistently increase sales while simultaneously reducing costs and expenses. These are the primary drivers of our business, ensuring salaries are paid and operations are sustained. Unlike government entities, we must diligently account for every peso spent, as our revenues are not guaranteed.

2. **Break-Even Analysis of a Sales Transaction**
To illustrate, let's analyze the deductions from each sales transaction:

* **Standard Deductions (52% of Transaction Value):**
* VAT: 12%
* Memorial Care Fund: 15%
* Marketing Expense: 15%
* Collection Fee: 5%
* Insurance: 5%
* **Total: 52%**

* **Joint Venture (JV) Share:**
* Ranges from 40% to 50% (potentially higher if the land was purchased).

* **Development Cost (P3,500/sqm, potentially higher at current costs):**
* Lawn: P8,750
* SSN: P35,000
* GE: P105,000

**Example Application (for a lot previously sold at P60,000 during a promotion):**

* Total Selling Price (TSP): P60,000
* Less 52% Deductions: P31,200
* **Net Gross Profit:** P28,800
* Less JV Share (e.g., 50%): P14,400
* Less Cost of Goods Sold (COGS): P8,750
* **Gross Profit (GP): P5,650**

This P5,650 represents the margin available to cover our operating expenses. In this example, the profit margin is 9.4% (P5,650 / P60,000).

    Break even computation:

            Using 5,650 as margin as base:

           Monthly OE   (Estimate

                          Telephone:                              P2,000
                          Electricity                                 10,000
                          Water                                        20,000
                          Security F                                 25,000
                          Staff salary    6 x  16                96,000
                         Executive salary                        30,000

                         Total                                          183,000

                        BE  =   183,000/5,650              32 lots

                       This means for the entire year to break even we have to have 32 x 12 =     384!!!   Our target of 100, 200, 300 are not enough to break even!

                       Thus as seen from reality/background:    wherein we had 1 sale, 10 sales,     

          To address this PNL issue:

          1   We have to increase sales by:

                Increasing sales

               1.  Asking for marketing plan
               2.  Increasing TLP

                   In HGOMP our former price of P75,000 is way below the competitors P150,000  same as in HGGMP

                Reduce cost:

             1.  Make our marketing events relevant to achieve sales;    Marketing is at "AT A PROFIT"
                 One sbu spent P190,000 for Marketing Event

            2.  Keep labor costs to a minimum;    

            3.  FInd the leaks the small holes where expenses are leaking

 Anyone;    please show computation on the contrary that we are making profit
                  is there a substitute for the formula -  sales- cost  =  GP,   BE  =  Total expenses/ GP plot

OTHERWISE WE SEEK ABCD FROM EVERYONE

                                   

Best regards,
Jorge Saguinsin