Friday, January 9, 2026

NOTES ON SPECIAL TRANSACTION

Since we are striving to remove documents backlog.    Much delay is attributed to special transactions.  They do not follow the usual process and chokes the flow of documents






---------- Forwarded message ---------
From: Jorge Saguinsin <holygardens.groupnew@gmail.com>
Date: Fri, Jan 9, 2026 at 12:30 AM
Subject: Fwd: DISCUSSION REGARDING SPECIAL TRANSACTION
To: <jorge@holygardens.ph>




---------- Forwarded message ---------
From: Records Assistant <bpi.rcrma2019@gmail.com>
Date: Tue, Dec 10, 2019 at 5:14 PM
Subject: DISCUSSION REGARDING SPECIAL TRANSACTION
To: Jorge Saguinsin <holygardens.groupnew@gmail.com>



Good day, eto na po Sir yong napag usapan last saturday about special transaction;

Accounts that are not yet fully paid are non Assignable or Transferable.
ASSIGNABLE  is assign to or use of lot by another person other than owner or immediate family , from the word itself if may asawa at anak yong owner sa kanila lang pwede iassign yong lote. 
ASSIGNMENT OF RIGHT TO USE (ARU)  yong owner may namatay na kaanak , pwede niya ipagamit yong lote niya sa ibang tao using assignment of right to use.
TRANSFERABLE is transfer between two living person

LOSS - there are two types of documents required for the lost of documents . 
1st . AFFIDAVIT OF LOSS , the purchaser may re-acquire lost documents upon payment of fee , execution of affidavit of lost that is duly published in a public place . Gagawan ng affidavit of loss ang customer then send to sbu para mapapirmahan nila sa customer ( 4 copies ) pag may pirma na ng customer ibabalik ng sbu sa 3rd floor office kasama ng proof of publication . 

2nd . and will be supported by AFFIDAVIT OF PUBLICATION by an official of that public place as brgy. secretary or municipal secretary. Kailangan iprovide ng customer with an attachment affidavit of loss na may pirma na.

JURAT - The purpose of a jurat is for an affiant to swear to or affirm the truthfulness of the contents of an affidavit . This is an authentication from a lawyer .

DEED OF EXCHANGE- change of location or exchange for another piece of land. Dahil papalitan ang location Papalitan din ang CO/DOS 

DEED OF ABSOLUTE SALE -  The title or lot transferred by the seller to the buyer without conditions other than payment of an agreement upon amount of money. Pinagbenta sa iba yong lote ng walang ibang kundisyon kundi yong payment na pinagkasunduan. Certificate of ownership lang ang papalitan .

 Extrajudicial  (EJ)-  From a dead person or deceased to a living person (inheritance) . Under of administration if hindi pa alam kong kanino ipapamana there's a need for Last Will and Testament.  
Sec. 4 Rule 74 (conditions) 
* Sole Heirs - if sa kaisa isang anak ang magmamana para mailipat ang titulo sa pangalan niya kailangan ang Affidavit of Self -Adjudication of Sole Heir
* No Debts - the decent left no debts, dapat walang utang 
* if walang Last Will and Testament ang mga heirs o tagapagmana ay nagkakasundo na lamang sa pag sign ng extrajudicial settlement of Estate 
* Existing Illegitimate Step Brothers-  
magkakaroon din ng pamana except sa hindi legal na asawa

DEED OF SALE - If the property has been sold to a third party. 
there are two cases ;
 1. May consent ng mga heirs at pipirma silang lahat 
 2. Hindi pwedeng ibenta yong property kapag isa lang magdedecide sa mga heirs  


DEED OF EXTRAJUDICIAL  PARTITION WITH WAIVER OF RIGHTS - Settling of an estate by contract, which indicates how a deceased owner's properties will be divided among the heirs .Bibigyan ng sharing yong asawa at anak halimbawa 5 siblings 1 half mapupunta sa asawa and 1 third sa mga anak (legitimate & Illegitimate) except sa hindi legal na asawa.


--
Abegail Licup
Record Assistant


--

























  Jorge U. Saguinsin

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