Comments on abstact submission

My formal comments on the abstracts:

1.   Training and workshops -    We should exert more energy and large chunks of time in further instruction and training, workshop to see really if they understand this.

      We cant keep on correcting and criticizing wrong work  We have show them correctly how to do this

2.  Tighter supervision and monitoring:

    1.  Dapat daily ang submission ng abstract at lahat ginawa ang modules.  

         Observation Some of the modules were observed to be blanks, others have spotty records of submission

    2.  WE send ccd to those who are non compliant

3.  Hiring

     We hire sfcs across the board.  We now have hired in Calapan;   how about other sbus

4.   Really  this is where uniqueness applies.

     LU has interest subject to sharing;  the sharing varies (mostly none at other sbus)

5.  There should be totals at the bottom of each module so that doing this should be easy

6.  Suggested formula format for PNL presentation

                 Gross Receipts   (module 1)

                 less    interest income

                           If

                           other non revenue items

                

                less 52% (ME, VAT, MCF, insurance, collection fee)   (Module 3)

           

               Net   cash receipts

              less:   land owners share  (varies from  50% to 40%)

 

               Amount for sharing

             Developers share

            Less COGS (varies according to terms of payment;   applicability varies depending on whether its cash, dp, ma -  we use the installment accounting

            Less OE  (based on CDB CAsh disbursement book  which the sbu should be keeping, which others are not)

           =   Earnings before tax and interest expense

        The format presented yesterday varied;    the numbers presented do not seem to match past experiences in the past examination of pnl

     7.  We can all do this;  you do not need to be a CPA to accomplish this correctly

          1,  What a man can do others can;

          2.  All we need is SUNNAO and willingness to learn

          3.  God is in the details is seen here

          4.  We can see areas of improvement in operations :    high amount of wages, unknown depreciation,  electricity and others.  They can be reduced

               Learn more about cost reduction

         5.  The importance of self improvement and training can be seen here

On Fri, Feb 6, 2026 at 5:36 PM Jorge Saguinsin <jorge@holygardens.ph> wrote:

Salamat Tina, and all other who were in attendance,:   Rhea, Gladys, Sharifa, Marjobie, xxxx (oton)

Laliman pag unawa. Submit a good pnl.

Do the 4 modules of abstract properly

NO se cuenta, no cuenta (Hindi marunong magkuwenta, walang kuwenta)

We are hardly making it.  barely BE  Baka daig tayo ng barberohan.    Daig2 na daig tayo ng 2 star hotel which makes P8M a month.    Dont we have what it takes

On Fri, Feb 6, 2026 at 4:00 PM Holy Gardens La Union <launion@holygardens.ph> wrote:

Meet - oae-ztrb-ntf

On Fri, Feb 6, 2026 at 12:51 PM Jorge Saguinsin <jorge@holygardens.ph> wrote:

Be sure about other sbus:    HGGMP, Calapan, Oton.   

On Fri, Feb 6, 2026 at 10:37 AM Holy Gardens La Union <launion@holygardens.ph> wrote:

Good morning Sir,

Yes we know how to do it.

CCS

On Fri, Feb 6, 2026 at 8:47 AM Jorge Saguinsin <jorge@holygardens.ph> wrote:

Memorandum:

To:   All

Thru:  LU

     Attention:   Ms. Gladys

                       Ms. Tina

Date:   February 6 2026

SUBJECT STATUS OF PNL PRESENTATION THIS PM

2626 what an auspicious day

1.  The making of such pnl should be easy if the parties:  SBU were doing the pnl module religiously and correctly and also  Cash Disbursement Book (CBD)  All you have to do are:

     1.  Total the pnl module

          Module one total

         Module three:

            (Total net lot collection  1

             52% VAT, MCF, insurance, collection fee ME)

           x  developers share =

             Developer share

            -  Cogs

                   computation when cash, dp

                    monthly amortization  1, 2, 3, 4, 5 years

              

                

     2.  Total the CDB

     3.  Subtract 2 from 3.

2.  But from what this post observed, such was not happening for SCC for instance as the most senior do not what what the contents of the abstracts are.

Is Number 1 clear to all.?  Do we know how to do this

Report on visit to Holy Gardens Pangasinan December 1 and 2

1.  Pre visit while on the bus OTW

    1.  Ms. Rosanna promised to call But did not.  Busy daw with customers but 

        the 0 sales and low collection belie/disagree with her excuse

    2.  Discussed with Sharifa, preparation for the seminar not well understood or does not know how.   Ms. Sharifa could strive more to execute simple things like conducting  a seminar/onboarding

   3   THE GETTING TO KNOW YOU  session revealed a depth of skills and qualification but were not being displayed or practiced by the individuals.  What is needed to be done.  For example Sharifa worked abroad, in Syria, and even in a cruise ship.   That means she met international standards.  But what are the standards being unmet here in the Philippines?

Orientation

   Arrived at 7:00.  Ms. Rosanna came late

   Topics for the day were covered.    Supposed OJT for Aubrey in pm (today

    I discovered that the checklist was not even known by the trainee

    Stayed only only days 1 and 2.  The hotel cost P1,300 (net of SC discount) and had only P5,000 pocket money and with the food and expensive tricycle, it was running out fast

   Decided  to do GMeet  for the rest of the on boarding

SBU

   1  Tall grasses  the old excuse again of no gas.  Grove could facilitate with 

       PCF or revolving fund

   2.  Trashes all around  -  This post even picked up the trash for Sharifa and placed

         for the plenary to see

   3.  CR  -  clean more, repair the broken tiles, fix the flush toilets, and place deodorants -  ambupur, AC Johnson (plaisir

   4.  Vehicle TPM - did not read the post on TPM, improper or no logbooks

A LONGER STAY IS NEEDED FOR SHARIFA OR TO HELP HER WITH  A MORE EXPERIENCED OFFICER

In compliance with procedures in travel

A REPORT IS NEEDED FOR EVERY TRAVEL.  We must make sure the trips (which are expensive) PRODUCE RESULTS.  iT HAS BEEN OBSERVED THAT THIS IS NOT HAPPENING WITH OTHER TRAVELERS